Cyberlinks Co., Ltd. (headquartered in Wakayama City, Wakayama Prefecture; President and CEO: Tsuneo Murakami; "Cyberlinks") and Net Protections, Inc. (headquartered in Chiyoda-ku, Tokyo; CEO: Shin Shibata; "Net Protections") has announced the system connection of Cyberlinks’ cloud service, @rms Net Supermarket’, and Net Protections’ payment platform, atone. With this connection, grocery stores using @rms Net Supermarket will be able to use atone.

Background of the System Connection and Advantages of atone

  With the expansion of the demographics of online supermarket shoppers spurred by COVID-19, many grocery stores are confronted with issues, such as increases in workload due to cash-on-delivery (COD) and direct debit payments, which can hurt delivery efficiency. atone is a new Buy Now Pay Later (BNPL) service that allows customers to shop at online supermarkets without using a credit card.

1. Eliminating delivery inefficiency caused by COD payments
 An online supermarket is a business with variable expenses - increased delivery costs that come with increased sales - and COD payments collected by deliverers further increase the delivery workload. atone allows customers to consolidate all the purchases and pay later, enabling non-face-to-face delivery, such as unattended delivery, which has become increasingly demanded during the pandemic, achieving delivery efficiency equivalent to that of a purchase by credit card.

2. Reducing the operational burden of direct debit and providing a more diverse payment method
 In many cases, the user of an online supermarket, such as an online grocery store, is responsible for the administrative processing of direct debit, and various tasks such as collection of application documents, coordination with financial institutions, and reminders for failed withdrawals are burdensome for the user. 　atone supports not only direct debit, but also convenience store payment, Pay-easy (ATM transfer), etc. It takes on all related administrative tasks and guarantees against the risk of non-payment.

③新規顧客の獲得に貢献します
　「atone」はポイントプログラムを通じて「あえてクレジットカードを利用しない」490万人(※1)の顧客層にアプローチすることができ、ネットスーパーの新規顧客の獲得に貢献します。
(※1)2021年9月現在のNP会員数（退会を除く）

4. Contributing to improved customer convenience
 atone users can consolidate all the purchases in the month and pay in the following month, which is convenient for regular shopping at online supermarkets. It can be used immediately after the simple sign-up, and usage status can be checked anytime via the app. In addition, customers receive 0.5% back in points, which encourages customers to repeat purchase. 　Also, atone is available for real-time authorization, which was difficult with conventional BNPL services, and same-day delivery is also possible.
To learn more about atone, visit:https://atone.be/

@rms Net Supermarket Overview

@rms Net Supermarket provides a “profitable” system that thoroughly pursues “sales expansion” and “operational efficiency” based on successful case examples.
It delivers a neighborhood store business model, helping each grocery store establish a market share in the local area while reducing delivery costs, and supports stable operation of the online supermarket business, which is often considered difficult to turn a profit. @rms Net Supermarket provides continuous upgrades, which only a cloud service can do, and regularly incorporates user requests and additional functions, providing users with the latest features at all times.
To learn more about @rms Netsuper, visit:https://www.cyberlinks-arms.com/service/supermarket/

About Net Protections, Inc.

　当社は国内 BNPL 決済サービスのパイオニアです。2002年より、日本で初めて未回収リスク保証型の後払い決済サービス「NP後払い」の提供を開始し、2020年度の年間流通金額では前年比約16%の成長率、年間ユニークユーザー数（※1）が1,580万人に達し、2021年3月までに累計取引件数が2.8億件を突破するまでに至りました。2011年より、同サービスにより培った独自の与信ノウハウとオペレーション力を企業間取引向けに展開した「NP掛け払い」の本格販売を開始し、2020年度の年間流通金額では前年比約27%の成長率で伸長しています。2017年には、購買体験がこれまでより快適になるやさしい後払い決済「atone（アトネ）」の提供を開始しました。さらに2018年には、台湾においてもスマホ後払い決済サービス「AFTEE（アフティー）」をリリースしました。当社はこれらの事業運営によって高い技術と豊富な実績に基づいた与信とオペレーションが構築されており、決済サービスを通じて誰もが安心かつスムーズに商取引できる社会の実現を目指しています。

【Company Name】
Net Protections, Inc.
(Net Protections Holdings, Inc. [Code: 7383, the Prime Market of the Tokyo Stock Exchange] Group)
【Representative】
Shin Shibata, CEO
【Website】
https://corp.netprotections.com/en/
【Services】
BtoC e-commerce Buy Now Pay Later (BNPL) service, NP Atobarai
BtoB BNPL service, NP Kakebarai
BtoC BNPL service for on-site services, NP Atobarai air
BtoC cardless BNPL service, atone
BtoC BNPL service in Taiwan, AFTEE
Point reward program, NP Point Club
【Founded】
January, 2000
【Capital】
JPY 100 million
【Head Office】
Sumitomo Fudosan Kojimachi First Building 5th Floor, 4-2-6 Kojimachi, Chiyoda-ku, Tokyo 102-0083, Japan

※1）The number of individual unique users of NP Atobarai based on the matching of duplicative names and phone numbers between April 1, 2021 to March 31, 2022

Overview of Cyberlinks Co., Ltd.

【Company Name】
 Cyberlinks Co., Ltd. [Code: 3683, Prime Market of Tokyo Stock Exchange]
【CEO】
 Tsuneo Murakami
【URL】
https://www.cyber-l.co.jp/
【Business Outline】
Mission-critical cloud services for food retailers
EDI business support services for the retail industry
Shelf allocation management system
Product image database service
【Founded】
May, 1964
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【Headquarter】
849-3 Kimiidera, Wakayama 641-0012

Direct any inquiries regarding this release to:

■株式会社ネットプロテクションズ
担当　：株式会社ネットプロテクションズ 広報
MAIL　: pr@netprotections.co.jp

■Cyberlinks Co., Ltd.
Direct any inquiries regarding services to:
Retail business department
​https://www.cyberlinks-arms.com/enquiry/

Direct any other inquiries to:
General management department financial planning teamhttps://www.cyber-l.co.jp/inquiry/

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